Holiday Hours
Monday, February 15: branches closed for Presidents' Day

Special Pines-Hiatus Branch Hours
Saturday, February 13: closed all day for remodeling 

Savings & Checking

Loans & Credit Cards
New and Used Auto Loans from 2.99% APR.
FIXED H/E as low as 5.49% APR.
HELOC Lines as low as 4.00% APR.*
First Mortgages- Rates have dropped! Check today's low rates!!

Merger Information
Get the latest news and answers about the systems conversion and the merger between EFFCU and Space Coast Credit Union.

Member News
The Pines-Hiatus Branch will be closed Saturday, February 13 for remodeling. Click here for more details.

Get the Same Low EFFCU Auto Loan Rate When You Finance at the Dealership. Click Here for a List of Participating Dealers.

Express Services is Now Available! Apply for loans 24 hours a day.

Information About 2009 Tax Forms & Escrow Letters

2010 Privacy Notice

Schedule Of Fees (effective February 1, 2010) 

Connections Newsletter
Click here for the latest Connections newsletter

Special Promotions
Shopping Online? EFFCU Member Discount Now Available for Barnes&Noble.com

Save Time and Money on Tax Preparation with Special Member Discounts for TurboTax and Jackson Hewitt Tax Services 

Looking for a home or property? Check out  EFFCU Properties for Sale!

View More Promotions and Special Offers

* Floor Rate of 4% applies

Good News! Anyone living or working in Miami-Dade, Broward, Palm Beach, Pinellas, Hillsborough, Clay, Duval, Nassau, or St. Johns County, may become a Member. Find out more about membership eligibility, Free checking, low rate-loans, high-dividend savings, Free Bill Payer, Free Online Banking and more right here on our Web site. Thanks for visiting us!