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Checking, Savings and Certificate Accounts Rates effective as of November 1, 2009
Rates & terms subject to change without notice.
| Account Type |
Dividend Rate |
APY |
| (Non-qualifying) |
0.000% |
0.00% |
(Qualifying $0-$25,000) |
2.650% |
2.68% |
(Qualifying $25,000.01 and above) |
0.500% |
0.50% |
|
| ($0.01-$4,999.99) |
0.250% |
0.25% |
($5,000.00-$24,999.99) |
0.500% |
0.50% |
($25,000.00 and above) |
1.000% |
1.00% |
|
| Savings Account |
0.250% |
0.25% |
|
| Holiday/Vacation Club/Star Saver/Teen Link Accounts |
0.250% |
0.25% |
|
| Summer Saver |
0.250% |
0.25% |
|
| Christmas Club Account |
0.250% |
0.25% |
|
| Business Savings |
0.550% |
0.55% |
|
| Call Hotline for other CD Rates* |
|
| ($0.01 up to $2,499.99) |
0.250% |
0.25% |
($2,500 up to $9,999.99) |
0.900% |
0.90% |
($10,000.00 up to $24,999.99) |
1.000% |
1.00% |
($25,000 up to $49,999.99) |
1.050% |
1.06% |
($50,000 up to $99,999.99) |
1.100% |
1.11% |
($100,000 up to $249,999.99) |
1.150% |
1.16% |
($250,000 and above) |
1.200% |
1.21% |
|
| ($100) |
0.250% |
0.25% |
|
| ($.01 up to $2,499.99) |
0.250% |
0.25% |
($2,500 up to $9,999.99) |
0.900% |
0.90% |
($10,000.00 up to $24,999.99) |
1.000% |
1.00% |
($25,000 up to $49,999.99) |
1.050% |
1.06% |
($50,000 up to $99,999.99) |
1.100% |
1.11% |
($100,000 up to $249,999.99) |
1.150% |
1.16% |
($250,000 and above) |
1.200% |
1.21% |
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APY is the Annual Percentage Yield. Savings and Club Accounts: $5 minimum to open. No dividends earned if average daily balance falls below $100. A $5 monthly service fee is assessed on your main savings account if you have a combined average daily balance for all deposit accounts of less than $100. Minor accounts and Members with an Eastern Financial loan are exempt from this fee. Certificates: Withdrawals from Certificates before maturity will reduce your earnings. Early withdrawals subject to penalty. * For a Complete List of the Most Current Certificate Rates, Please Contact Our RATE HOTLINE at:
Miami-Dade County: (305) 884-0001
Broward County: (954) 434-6884
All Other Areas: (800) 325-0001
Investors Money Market is a high-yield, liquid account with rates tied to the IMoney.Net Money Fund Report Average, a 7-day simple yield for all taxable money funds. Minimum balance is $500 and minimum balance to avoid a monthly fee is $25,000.
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