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Tasas Tan Bajas Como -

4.00% APR***

Rates effective as of JUNE 1, 2009  All Rates are subject to change without notice

The rates on the web site may not reflect the most current rate updates

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Préstamos sobre el valor patrimonial de la vivienda

Fixed Rate Programs
Loan Amount $5,000 to $500,000
Plazo CLTV Tasa TAE
Up to 5 years 80% 5,49% 5,49%
6-10 years 80% 5,99% 5,99%
11-15 years 80% 6,49% 6,49%
16-20 years 80% 6,74% 6,74%

INTEREST ONLY Home Equity Line of Credit
Rates as low as 4.00% APR***
Rate is variable and is based on the prime rate as published in The Wall Street Journal limited by floor rate of 4%. Generous Credit Lines up to $150,000 with CLTV 70% or less. 

Home Equity Line of Credit
Rates as low as 4.00% APR***
Rate is variable and is based on the prime rate as published in The Wall Street Journal limited by floor rate of 4%. Generous Credit Lines up to $200,000.00 with CLTV ratio of 80% or less. 

INTEREST ONLY Home Equity Line of Credit
Rates as low as 4.00% APR***
Rate is variable and is based on the prime rate as published in The Wall Street Journal limited by floor rate of 4%.  Generous Credit Lines up to $150,000.00 with CLTV ratio of 70% or less..

 

* Rate is fixed. HELOC products are limited by a floor rate of 4%. All rates shown may not apply to every borrower.

*** TAE significa "tasa anual efectiva". TAE (APR) máximo el 18%.

All Rates and terms are subject to change without notice.

EFFCU reserves the right to limit the maximum CLTV ratio that it will finance.

All Credit Union loans are granted on the basis of creditworthiness, ability to repay and acceptable collateral.

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