EFFCU Membership

How to become a Member of Eastern Financial

Personal Membership

Become an Eastern Financial Member simply by opening an account with as little as $5 and you and your family will be able to earn higher dividend rates on deposit accounts and save money with low interest rates on loans. Enjoy FREE Online Banking and FREE Bill Payer with any checking account including Free Checking, Student Checking, High Yield Checking and 50 or Better Senior Checking. NEW - High Yield Checking that pays 2.68% Annual Percentage Yield plus gives you up to $20 in monthly ATM fee rebates. Find out more! If you live or work in Miami-Dade, Broward, Palm Beach, Pinellas, Hillsborough, Clay, Duval, Nassau or St. Johns County, you may open an account. 

Please stop by your nearest branch or contact Express Services for more information about becoming a member:

Corporate Membership

Many Member Companies enjoy additonal benefits for their employees, such as free financial seminars, credit union days on site (taking Membership and Loan applications at your place of work and in some cases, we may be able to deploy a cash-dispensing or full-service ATM in your building.

Member companies have access to our full suite of Business Services including Business Checking for any need, Business Loans, Merchant Services, Cash Management and more. Become an Eastern Financial Member Company and offer Credit Union benefits to all employees and their families at no cost.Click here to find out more.


Please note that all new Members must open a $5 (minimum) Savings account in addition to any other accounts that may be opened. This Primary Savings account must remain open at the minimum $5 deposit level for the duration of the membership.