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Checking, Savings and Certificate Accounts Rates effective as of July 3, 2008
Rates & terms subject to change without notice.
| Account Type |
Dividend Rate |
APY |
| FREE Checking |
0.250% |
0.25% |
|
| (Non-qualifying) |
0.250% |
0.25% |
(Qualifying $0-$25,000) |
4.900% |
5.01% |
(Qualifying $25,000.01 and above) |
0.500% |
0.50% |
|
| ($0.01-$4,999.99) |
0.250% |
0.25% |
($5,000.00-$24,999.99) |
0.500% |
0.50% |
($25,000.00 and above) |
2.720% |
2.75% |
|
| New Rate |
0.250% |
0.25% |
|
| Savings Account |
0.550% |
0.55% |
|
| Holiday/Vacation Club/Star Saver/Teen Link Accounts |
0.550% |
0.55% |
|
| Summer Saver |
0.550% |
0.55% |
|
| Christmas Club Account |
0.550% |
0.55% |
|
| Business Savings |
0.550% |
0.55% |
|
| (min. $500) |
3.450% |
3.50% |
|
| (min. $500) |
4.220% |
4.30% |
|
| (min. $500) |
3.930% |
4.00% |
|
| (min. $500) |
3.930% |
4.00% |
|
| Call Hotline for other CD Rates* |
|
| (min. $25,000) |
1.890% |
1.91% |
|
| ($0.01 up to $2,499.99) |
0.500% |
0.50% |
($2,500 up to $9,999.99) |
1.240% |
1.25% |
($10,000.00 up to $24,999.99) |
1.690% |
1.70% |
($25,000 up to $49,999.99) |
1.790% |
1.80% |
($50,000 up to $99,999.99) |
1.980% |
2.00% |
($100,000 and above) |
1.980% |
2.00% |
|
| ($100) |
0.550% |
0.55% |
|
| ($.01 up to $2,499.99) |
0.500% |
0.50% |
($2,500 up to $9,999.99) |
1.240% |
1.25% |
($10,000.00 up to $24,999.99) |
1.690% |
1.70% |
($25,000 up to $49,999.99) |
1.790% |
1.80% |
($50,000 up to $99,999.99) |
1.980% |
2.00% |
($100,000 and above) |
1.980% |
2.00% |
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APY is the Annual Percentage Yield. Savings and Club Accounts: $5 minimum to open. No dividends earned if average daily balance falls below $100. A $5 monthly service fee is assessed on your main savings account if you have a combined average daily balance for all deposit accounts of less than $100. Minor accounts and Members with an Eastern Financial loan are exempt from this fee. Certificates: Withdrawals from Certificates before maturity will reduce your earnings. Early withdrawals subject to penalty. * For a Complete List of the Most Current Certificate Rates, Please Contact Our
RATE HOTLINE at:
Miami-Dade County: (305) 884-0001
Broward County: (954) 434-6884
All Other Areas: (800) 325-0001
Flex Certificate Features: A Flex Certificate allows unlimited number of additional deposits, providing that the principal balance does not exceed $100,000. The minimum additions allowed are $500. The member has a one-time option during the term of the Flex Certificate to exchange (increase) the dividend rate to the current Flex Certificate for the same term. The new dividend rate and APY will be the prevailing rate of a Regular Certificate for the same term. The maturity date will remain the same as originally scheduled. Investors Money Market is a high-yield, liquid account with rates tied to the IMoney.Net Money Fund Report Average, a 7-day simple yield for all taxable money funds. Minimum balance is $500 and minimum balance to avoid a monthly fee is $25,000.
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